Philip Andrews
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Philip Andrew
Buying

Philip Andrews recognises the fact the purchase of your home is the most important and expensive transaction you are likely to undergo.
We are sure that with our local knowledge and expertise, we will be able to find you a property to suit your needs, be it a straightforward move or a ‘Buy to Let’ investment.

Please click here to view our current register of properties.

To find out more about life in Swindon and the surrounding area, click here

To enable you to unravel the complexities of buying your home, we have set out below an overview of the various procedures involved:

REGISTRATION: The first requirement is for you to register your details and property specifications which can be achieved by completing our registration form. This will give us an insight into your personal requirements, thereby enabling us to modify the details sent to you ideally via email or alternatively by post.
Once registered, you are then in a position to receive details via mail or email.

VIEWING: When you contact our office, we will aim to make viewings as swiftly as possible, subject to availability. We recommend that you check out the location of a property before making an appointment to view. Please contact us by phone 01793 431432 or alternatively email us at info@philipandrews.co.uk

MORTGAGE: In order to speed up your house buying process, it is advisable wherever possible; to get a mortgage agreed in principle before any final decision on your new property is made. This has the advantage of providing you with a clear indication of what is affordable and the fact that you have a mortgage agreed in principle is also attractive to sellers.

MAKING YOUR OFFER: Once you have located your ideal property, your offer will be submitted by us to the vendor for their consideration. This is done both verbally and in writing.
NB: Please note that all offers are "subject to contract and survey" and therefore neither party is legally bound until the contracts have been exchanged.

ACCEPTED OFFER/INSTRUCTING SOLCITIORS: As soon as your offer has been accepted by the vendor, you should instruct a solicitor to act on your behalf. Your solicitor will handle all legal requirements of your purchase.

At this point, you also need to formally proceed with your mortgage application and instruct your mortgage consultant/broker accordingly.

EXCHANGE OF CONTRACTS: Once the contract has been signed by both parties, a deposit (normally a small percentage of the purchase price) is paid by either bank transfer or banker’s draft. At this stage, the parties agree on a date for completion.

COMPLETION: Completion usually follows a few days or weeks after exchange of contracts. The balance of the purchase price is transferred by the buyer’s solicitor to the seller’s solicitor and the keys released – Congratulations! You are now the owner of your new home!
Many of our clients had previously bought their home through us or have been recommended to us by others.  Whilst we act in the best interests of our clients – the sellers of our properties, we will always aim to help our buyers and hope that we will be assisting them again in the future.

If you have a property to sell please click here

Philip Andrew
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